My Digital FootPrint

This is an Article from Banking Technology by a sound and hugely respected friend David Birch ------ As the mobile payments area looks set to take finally take off, the next big area for payments services will be identity and authentication, according to a leading commentator. Digital money specialist Dave Birch, a director of Consult Hyperion, this week told the annual Payment Strategies Conference - organised by Experian Identity and Fraud - that "the evolution of an identity market is the next big step" in developing mobile payments and related services. But he warned that "the technologies involved are very different to those in the connectivity space". "In the mass market, biometrics are about convenience, not security," he said. Birch lambasted traditional banks and payments providers for their failure to grasp the nature of the opportunities presented by mobile technologies, which has led them to miss the boat. "I'm almost embarrass

Who creates your identity and what is a better one to identity you? [assuming you know for what!] ·         Your government – yes certificates ·         Your education – yes providing you with an approach, attitude, ability to adapt, reason and apply ·         Your parents – yes the physical and basis of a viewpoint ·         Your family and friends – yes the feedback and refinement ·         My influencers, filters and those I follow – those who change or challenge me ·         My news – that which I like and which confirms I am right ·         My bias – the way I am that I like to have reinforced ·         My beliefs that I like – will remain irrespective of circumstance ·         Me - my behaviour, habits, routes and routines Is My Identity is just a mashup of (My Digital Footprint) what has happened to me and those I chose to change me or enforce what I already am?

idAngels is at https://idangels.net/index.php It essentially asks people to verify others as who they say they are. “What matters (to individuals) is not being able to "prove who I am" to an organization, but that  nobody else can.” If you want an invite – let me know.

Image from Life Hacker which also has a good blog on the topic of Do Not Track Edward Markey (D-Mass) and Joe Barton (R-Texas) have released  a discussion draft   “ Do Not Track Kids Act of 2011 (for the USA)." Views based on a very quick read of a bill which is intended to help safeguard kids’ privacy online, has provisions of wider interest: (1) New regulations aimed at limiting data collection about children and teens, including           (a)  expansion of the Children’s Online Privacy Protection Act (COPPA) of 1998 , which would build upon COPPA’s “verifiable parental consent” model; and           (b) a new “ Digital Marketing Bill of Rights for Teens ;” and           (c)  limits on collection of geolocation information  about both children and teens. (2)  An Internet “ Eraser Button ” for Kids  to help kids wipe out embarrassing facts they have place online but later come to regret.  Specifically, the bill would require online operators “to the extent technolog

Last week I was at The Internet Identity Workshop (IIW) in San Jose organised by Doc Searls , Phil Windley and Kaliya Hamlin - it was very good with a diversity of representation based on geography and discipline; with start-up, government and a number of the big corporates represented all at very senior levels. Identity (whatever identity is) is a critical part of the overall trust framework of the Internet.  "I want to know you are not a dog" and featuring heavily in discussion and debate was..... 1. The U.S. government announcement of a new initiative called The National Strategy for Trusted Identities in Cyberspace (NSTIC) . The new program brings together government, industry and advocacy groups in order to build out what they’re calling an ” Identity Ecosystem ” in the private sector. 2. Standards and interoperability especially OpenID & OAUTH implementations and improvements 3. Personal lockers, data stores, users in control and VRM 4. Digital Death

The issue is not the framework but who wants to control you, your data and how do they give power to you if you want it?  [slideshare id=7557447&w=425&h=355&sc=no] 

Image from http://completeinnovator.com/2010/08/25/6-secrets-to-corporate-authentict/ The start of this thought was that a while back Facebook started to offer a service that allows you to comment on a blog post, such as this, using Facebook. Plus side is make it easy to collect comments and gain engagement as not everyone has a Blogger, WordPress, Disquss or other commenting login or can be bothered with the unique logins every time to comment. Or is happy to hide. Downside is control by Facebook and using dominant position to force players out of the market (think Microsoft bundling browser) which is one side, but the other side is the possibility of a single identity.  The shift here is from the identity we are given by our company/ government/ network or bank (many and in silos) to the one your parents gave you and your professional attitude. There is plenty to read on this topic …. Stowe Boyd , GigaOm , Kaliya , Identity commons , Scoble , Jeff Jarvis The observation is t

Roger Grimes posted a very insightful blog about reuse of user ID and passwords, with the usual sprinkling of fairy dust and FUD to create sales for security experts, however it co-insides with Microsoft publishing some data about the reuse of passwords on different web sites and a very good research paper from INRIA in France which asked “ How unique and traceable are usernames ” Essentially can identities established on multiple web sites be linked together based on the usernames to recreate an “identity” and what are the implications for privacy?  INRIA experiment looked at over 10 million usernames from popular services such as Google and eBay. In some of the tests, Google profiles that listed multiple accounts on different web services were used to establish “ground truth” about linked usernames. The first finding was that the usernames chosen by people on the various websites tend to be very unique, with a probability of duplication being approximately one in one billion. Thi

Roger Grimes posted a very insightful blog about reuse of user ID and passwords, with the usual sprinkling of fairy dust and FUD to create sales for security experts, however it co-insides with Microsoft publishing some data about the reuse of passwords on different web sites and a very good research paper from INRIA in France which asked “ How unique and traceable are usernames ” Essentially can identities established on multiple web sites be linked together based on the usernames to recreate an “identity” and what are the implications for privacy?  INRIA experiment looked at over 10 million usernames from popular services such as Google and eBay. In some of the tests, Google profiles that listed multiple accounts on different web services were used to establish “ground truth” about linked usernames. The first finding was that the usernames chosen by people on the various websites tend to be very unique, with a probability of duplication being approximately one in one billion. Thi

Roger Grimes posted a very insightful blog about reuse of user ID and passwords, with the usual sprinkling of fairy dust and FUD to create sales for security experts, however it co-insides with Microsoft publishing some data about the reuse of passwords on different web sites and a very good research paper from INRIA in France which asked “ How unique and traceable are usernames ” Essentially can identities established on multiple web sites be linked together based on the usernames to recreate an “identity” and what are the implications for privacy?  INRIA experiment looked at over 10 million usernames from popular services such as Google and eBay. In some of the tests, Google profiles that listed multiple accounts on different web services were used to establish “ground truth” about linked usernames. The first finding was that the usernames chosen by people on the various websites tend to be very unique, with a probability of duplication being approximately one in one billion. Thi

Original BBC story http://www.bbc.co.uk/news/uk-england-london-11945774 MET REQUESTS TO TfL 2007 - 4,939; denied 747 2008 - 6,074; denied 1,279 2009 - 5,619, denied 918 2010 - 6,576, denied 810 The Met Police has made record requests for data on London commuters, a majority of whom use Oyster smartcards, the Green Party has said. Transport for London (TfL) figures show the Met made 6,576 requests in 2010, but it was turned down 810 times. Noel Lynch, chairman of London Green Party, called for "rigorous safeguards to protect people's privacy". The Met said the rise in requests was due to the rise in Oyster usage as the data helps trace a person's movement. Figures obtained by the Green Party from TfL show that in 2007 the Met made 4,939 requests, but 747 of those requests were turned down. The number of requests rose to 6,074 in 2008, of which 1,279 were turned down. In 2009 police requests fell to 5,619 in 2009, but the Met were denied information on 91

To reiterate the previous argument, the idea of MY DIGITAL FOOTPRINT extends the idea of raw data to the wider concept of capture, store, analysis and value created from data generated through digital engagement. This process is based on a structured approach incorporating inputs and outputs, and a feedback loop that governs the whole process. This feedback loop progressively enriches and refines the outputs (value) over time. The analysis phase is able to take raw data from various sources (which I refer to as the digital footprint) and generate value in the form of services, such as personalisation, reputation or discovery – the output from the analysis process I call ‘behavioural DNA’. The value derived from the process is MY DIGITAL FOOTPRINT. There are two central ideas which underpin this book (and this section): the feedback loop which enriches the digital footprint and the role of the mobile device in enriching the value from MY DIGITAL FOOTPRINT. Identity is not a digital foo

MY DIGITAL FOOTPRINT To reiterate the previous argument, the idea of MY DIGITAL FOOTPRINT extends the idea of raw data to the wider concept of capture, store, analysis and value created from data generated through digital engagement. This process is based on a structured approach incorporating inputs and outputs, and a feedback loop that governs the whole process. This feedback loop progressively enriches and refines the outputs (value) over time. The analysis phase is able to take raw data from various sources (which I refer to as the digital footprint) and generate value in the form of services, such as personalisation, reputation or discovery – the output from the analysis process I call ‘behavioural DNA’. The value derived from the process is MY DIGITAL FOOTPRINT . There are two central ideas which underpin this book (and this section): the feedback loop which enriches the digital footprint and the role of the mobile device in enriching the value from MY DIGITAL FOO

MY DIGITAL FOOTPRINT To reiterate the previous argument, the idea of MY DIGITAL FOOTPRINT extends the idea of raw data to the wider concept of capture, store, analysis and value created from data generated through digital engagement. This process is based on a structured approach incorporating inputs and outputs, and a feedback loop that governs the whole process. This feedback loop progressively enriches and refines the outputs (value) over time. The analysis phase is able to take raw data from various sources (which I refer to as the digital footprint) and generate value in the form of services, such as personalisation, reputation or discovery – the output from the analysis process I call ‘behavioural DNA’. The value derived from the process is MY DIGITAL FOOTPRINT . There are two central ideas which underpin this book (and this section): the feedback loop which enriches the digital footprint and the role of the mobile device in enriching the value from MY DIGITAL FOOTPR

MY DIGITAL FOOTPRINT To reiterate the previous argument, the idea of MY DIGITAL FOOTPRINT extends the idea of raw data to the wider concept of capture, store, analysis and value created from data generated through digital engagement. This process is based on a structured approach incorporating inputs and outputs, and a feedback loop that governs the whole process. This feedback loop progressively enriches and refines the outputs (value) over time. The analysis phase is able to take raw data from various sources (which I refer to as the digital footprint) and generate value in the form of services, such as personalisation, reputation or discovery – the output from the analysis process I call ‘behavioural DNA’. The value derived from the process is MY DIGITAL FOOTPRINT . There are two central ideas which underpin this book (and this section): the feedback loop which enriches the digital footprint and the role of the mobile device in enriching the value from MY DIGITAL FOOTPR

Here's the rub with Digital Footprint ideals..... Digital Footprints are about gathering data from many different sources, the three primary ones are:- 1. Data and information that you leave in the web (content under your control) 2. Data and information that others leave about you in the web (content out of your control) 3. Analysis of your and others data and information about you. Data and information that you leave should be factual (clicks, buttons, content, blogs, usage, attention, location etc) Data and information that others leave could be factual. Interpretation of data about you will be biased on the needs of the person who wants the analysis.  Supermarkets have different needs to Government, which is different to what Google or Facebook does. Like in the real world, in a digital world Truth and Facts are probably not related.  Anything is predictable from your data but that does not make is probable.    

Eric Schmidt (CEO Google ) said in an interview earlier this year that people will change their name, then retracted the comment saying it was a joke in an interview with Stephen Colbert , however a new survey from One Path, Melborne has revealed that several young people are on a name-changing spree on Facebook in order to escape their digital footprint, suggesting that the Google chief may have been on the money! The survey of more than 1000 Australians has found that 8 per cent would consider changing their name to escape their digital footprint. Un-surprisingly most of them are youngsters - 14 percent of those between 18 and 25 said they'd consider changing their name, while less than 3 per cent of those over 60 said they would. The survey was commissioned by One Path , formerly ING Australia.

PeekYou is a people search engine has launched PeekScore, a free application that sizes everyone’s "digital footprint" And the problem..... is If like me your phone/utility bills are in your full name rather than your adopted shortened name - if you have one name, spelt the same everywhere then the results may have resemblance to reality PeekScore is a rank from 1 to 10, assigned to every person. The higher someone’s score, the “more important” they are on the web. PeekYou calculates PeekScore for every person and updates it often, taking into account the person’s known presence and activity on the Internet, including but not limited to their blogging, participation in social networks, number of friends, followers, or readers, the amount of web content they create, and their prominence in the news and blogs. PeekYou ( http://www.peekyou.com ) is a free people-search engine, whose database contains public records and Internet data for over 230 million people and is gro

Our granddad’s had 1 profession for life Our dad’s could have had 1 job for 50 years We are likely to have had 7 jobs over 50 years Our kids will need 7 jobs at the same time and will probably not make 50 years Our grandkids need us to start writing their applications now

AVG Study Finds a Quarter of Children Have Online Births Before Their Actual Birth Dates Also read these posts http://blog.mydigitalfootprint.com/creepy-fear-doubt-harm-and-damages-from-your http://blog.mydigitalfootprint.com/why-print-with-never-die-by-a-digital-evangel Great data, but not sure we have thought through why we are doing it or how we keep the data. ---- Uploading prenatal sonogram photographs, tweeting pregnancy experiences, making online photo albums of children from birth, and even creating email addresses for babies - today’s parents are increasingly building digital footprints for their children prior to and from the moment they are born. AVG surveyed mothers in North America (USA and Canada), the EU5 (UK, France, Germany, Italy and Spain), Australia/New Zealand and Japan, and found that 81 percent of children under the age of two currently have some kind of digital profile or footprint, with images of them posted online. In the US, 92 percent of child